A Roosevelt Dime Almost Spent at the Store Could Be Worth $920,000 — Is One Hiding in Your Change?

A man in Ohio nearly used a dime from his pocket to buy a coffee, unaware it was a rare Roosevelt dime now valued at up to $920,000. Stories like this have people across the country digging through their change, hoping to find a tiny treasure. The Roosevelt dime, first minted in 1946 to honor President Franklin D. Roosevelt, is common in circulation, but a few rare versions are worth a fortune. Could you have one of these valuable coins in your wallet right now?

The Story of a Near Miss

Last month, John Miller, a 42-year-old mechanic, pulled a dime from his pocket at a local diner. Something about its shine caught his eye, so he held onto it. After some research and a visit to a coin dealer, he learned it was a 1969-S Roosevelt dime with a rare error, valued at nearly $920,000 at auction. Miller’s close call has sparked a wave of excitement, with people checking their dimes for similar finds. His story shows how an ordinary moment can turn into a life-changing discovery.

Why Some Dimes Are Worth Big Money

Not all Roosevelt dimes are created equal. Certain years, mint marks, or errors make some stand out. For example, dimes from 1969 with an “S” mint mark from San Francisco are rare, especially if they have a double-die error, where the design appears slightly doubled. A 1975 “No S” proof dime, missing the mint mark, sold for $456,000 in 2019, and experts say the rarest ones could hit $920,000 today. The coin’s condition, like being uncirculated or error-free, also boosts its value.

FeatureValue Impact
1969-S Double-dieUp to $920,000
1975 No S Proof$400,000 to $500,000
Uncirculated condition5x value of circulated coins

Where These Dimes Might Be Hiding

You don’t need to be a coin collector to find a valuable Roosevelt dime. They could be in your change from a vending machine, a jar on your dresser, or even a family heirloom. Check dimes dated between 1946 and 1980, especially those with an “S” mint mark. Look closely at the lettering or Roosevelt’s portrait for any doubling or unusual clarity. Flea markets, old coin rolls from banks, or even your grandparents’ piggy bank might hold a hidden gem worth thousands.

How to Spot a Valuable Dime

Finding a rare dime takes a little know-how. Here’s how to start:

  1. Check the date and look for 1969, 1970, or 1975.
  2. Look for an “S” mint mark near the date or no mint mark at all.
  3. Use a magnifying glass to spot doubling on the text or portrait.
  4. Compare your dime to online images of known rare versions.
  5. Get a professional appraisal if you think it’s special.

The Coin Hunt Craze

The buzz around rare Roosevelt dimes is growing, thanks to social media and news of big auction sales. Coin collecting groups are seeing new members, and online marketplaces like eBay are filled with listings for these dimes. Even if you don’t find a $920,000 coin, you might discover one worth a few hundred dollars. The thrill of checking your change keeps people hooked, turning everyday moments into treasure hunts.

If you find a dime that looks unusual, don’t clean it, as cleaning can lower its value. Take it to a reputable coin dealer or auction house for an appraisal. Next time you’re paying for a soda or sorting through loose change, take a closer look. That dime in your hand might just be worth a fortune.

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